Terms of Use

Article 1 – Information about SAILPEAK

1.1 Site Editor

The website www.monagentfinancier.com (hereinafter the "Site") and its possible extensions, are managed and operated under the responsibility of the company SAILPEAK SRL (hereinafter "SAILPEAK"), whose registered office is located at 144 rue des Carmélites, 1180 Uccle (Belgium), registered with the CBE under the number 1001.839.655.

Any questions or complaints relating to the Site or these terms and conditions of use (hereinafter the "Terms") can be addressed to SAILPEAK at the address mentioned above, or at the following email address: contact@sailpeak.com.

1.2 Acceptance

Access to and use of the Site are subject to these Terms, the Privacy Policy, as well as applicable laws and regulations. Consequently, access to and use of the Site implies full and unreserved acceptance by the Internet user of these Terms and the Privacy Charter.

Without prejudice to these terms, as well as the Privacy Policy exclusively govern the relationship between any user of the Site (hereinafter, the "User") and SAILPEAK, relating to the use of the Site. They supersede all other general conditions, documents or agreements between the parties.

1.3 Modification

SAILPEAK reserves the right to modify and update, at any time, without notice, these Terms, access to the Site, and their content. All of these modifications are binding on Users each time they access the Site. SAILPEAK therefore recommends consulting them regularly.

SAILPEAK reserves the right to suspend or terminate the Site at any time.

Article 2 – Access to the Site and Features

The Site can be consulted free of charge and freely.

The User undertakes to comply with applicable laws, regulations and codes of conduct, and in particular to refrain from:

• Post or send content or communications that are false or misleading, obscene, racist or xenophobic, abusive, illegal, misleading, invasive of another's privacy, offensive, harmful, violent, threatening or harassing, defamatory, or constituting an infringement of an intellectual property right
• Solicit personal information from other Users or provide email addresses without obtaining prior consent
• Disclose or make accessible to a third party any user name, password, secret code or similar information
• Post or send content that violates the rights of a third party or harms them in any way
• Post or send content that directs to illegal websites or contains inappropriate content
• Use the Site for direct marketing purposes, including prospecting, canvassing, advertising, or selling products or services, or sending spam
• Any action that may have the effect of disrupting the proper functioning of the Site, including the use of viruses or attack software
• Attempt to breach unauthorized access to any part of the Site or equipment used in its operation
• Use the Site to harass another User or seek to contact a User who requests not to be contacted
• Use a false name, pseudonym, or impersonate another person or entity
• Use the Site for purposes other than those provided for in these Terms

SAILPEAK cannot be held responsible in the event of non-compliance by the User with the Terms, applicable laws or regulations. The User guarantees SAILPEAK against any action, claim or complaint from third parties relating to its use of the Site.

Article 3 – Intellectual Property Rights

3.1

The Site and its components (trademarks, logos, graphics, photographs, animations, videos, music, texts, etc.) constitute the exclusive property of SAILPEAK or its potential partners. They are protected by intellectual rights and cannot therefore be reproduced, used or distributed without the prior written authorization of SAILPEAK or, where applicable, of the rights holder concerned.

3.2

SAILPEAK hereby grants the User a non-exclusive, non-transferable license, for an indefinite period and revocable at any time without giving any reason, to access the content of the Site, display it and download it only for display needs. The User may also print a copy of the content displayed on the Site for his personal needs, provided that he does not alter the content of the Site in any way and that he retains all mentions of authorship and origin of the Site. The User also undertakes not to circumvent the technical devices for the protection of documents and multimedia elements.

3.3

Any use of the Site and its components not covered by this article is strictly prohibited.

Article 4 – Liability Related to the Use of the Site

4.1. Accessibility and operation of the Site

SAILPEAK will ensure, as far as possible, that the Site is up to date and remains accessible to a normal number of Users. However, SAILPEAK does not guarantee that the functions of the Site will be available without interruption or without error, that the defects will be corrected, or that the Site and the server which makes it available are free of viruses or other harmful components. SAILPEAK also retains the right to suspend or stop all or part of the Site, at any time, without prior warning.

SAILPEAK cannot be held liable for any loss and/or damage of any nature whatsoever arising from the suspension, interruption, disruption, slowdown, difficult accessibility and/or the cessation of accessibility to all or part of the Site or of viruses or other harmful elements present on the Site.

4.2. Use of the Site

The User uses the Site at his own risk. The Site, its components and all related information, software, installations and services are provided as is, according to availability without warranty of any kind and within the limits of applicable law.

SAILPEAK declines all responsibility in the event of loss or damage (direct, indirect, material or immaterial) resulting from the use of the Site and its components, or from the inability to use the Site.

4.3. Links to and on other sites

Hypertext links to other websites may appear on the Site. These third-party sites are not controlled by SAILPEAK, which therefore assumes no responsibility for their operation, content and use. Unless expressly stated otherwise by SAILPEAK on the Site, the existence of such links does not imply any endorsement by SAILPEAK of these third-party sites or the use that may be made of them, nor any association or partnership with the operators of these sites.

Article 5 – Validity of Contractual Clauses

5.1

SAILPEAK's abstention from availing itself, at a given time, of a provision of the Terms, cannot be interpreted as a waiver to subsequently assert its rights under it.

5.2

The nullity, lapse or non-enforceability of all or part of one of the preceding or following provisions will not result in the nullity of all the Terms. Any provision that is wholly or partially void, void or unenforceable will be deemed unwritten. SAILPEAK undertakes to replace this provision with another which will, as far as possible, perform the same function.

Article 6 – Applicable Law and Competent Jurisdiction

These Terms are governed, interpreted and applied in accordance with Belgian law. The courts and tribunals of the district of Brussels will have sole jurisdiction for any dispute concerning these Terms.

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